Free Blackjack Match The Dealer

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While the game is played with a variety of decks put into play, Match Play 21 is frequently played with six decks. Some casinos will play with as few as two decks, and the maximum pushed into play is generally eight decks. Traditional rules for Match Play 21 include: Dealer Hits on a Soft 17. Blackjack pays out 3:2.

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Introduction

Match the Dealer is a side bet found in blackjack, Spanish 21, and Down Under Blackjack. It wins if either of the player's initial two cards match the dealer's up card in rank. Wins are more if both match and for suited matches.

Rules

Match the Dealer can be added to any conventional blackjack or blackjack variant. It pays if either of the player's initial two cards match the dealer's up card in rank. A match in suit and rank pays more. The following two pay tables show the known pay tables available according to the number of decks. The first table is for blackjack or any blackjack variant using full 52-card decks. The second is for Spanish 21, which uses a depleted 48-card deck with no tens. All pays are on a 'to one' basis.

Blackjack Pay Table

Free Blackjack With Match The Dealer

DecksUnsuited MatchSuited Match
2419
4412
5315
6411
8314

Spanish 21 Pay Table

Blackjack Analysis

The following table shows my analysis in two-deck blackjack when an unsuited match pays 4 to 1 and a suited match pays 19 to 1.

4/19 Two-Deck Blackjack Analysis

EventPaysPermutationsProbabilityReturn
Two suited matches38-0.0000000.000000
One suited and one non-suited match2360.0011420.026271
One suited match19960.0182750.347230
Two non-suited matches8150.0028560.022844
One non-suited match45760.1096520.438607
No matches-14,5600.868075-0.868075
Total5,2531.000000-0.033124

The following table shows my analysis in four-deck blackjack when an unsuited match pays 4 to 1 and a suited match pays 12 to 1.

4/12 Four-Deck Blackjack Analysis

EventPaysPermutationsProbabilityReturn
Two suited matches2430.0001410.003377
One suited and one non-suited match16360.0016880.027016
One suited match125760.0270160.324187
Two non-suited matches8660.0030960.024764
One non-suited match42,3040.1080620.432250
No matches-118,3360.859997-0.859997
Total21,3211.000000-0.048403

The following table shows my analysis in five-deck blackjack when an unsuited match pays 3 to 1 and a suited match pays 15 to 1.

3/15 Five-Deck Blackjack Analysis

EventPaysPermutationsProbabilityReturn
Two suited matches3060.0001800.005387
One suited and one non-suited match18600.0017960.032325
One suited match159600.0287330.430996
Two non-suited matches61050.0031430.018856
One non-suited match33,6000.1077490.323247
No matches-128,6800.858400-0.858400
Total33,4111.000000-0.047589

The following table shows my analysis in six-deck blackjack when an unsuited match pays 4 to 1 and a suited match pays 11 to 1.

4/11 Six-Deck Blackjack Analysis

EventPaysPermutationsProbabilityReturn
Two suited matches22100.0002070.004564
One suited and one non-suited match15900.0018670.028005
One suited match111,4400.0298720.328597
Two non-suited matches81530.0031740.025392
One non-suited match45,1840.1075410.430163
No matches-141,3280.857338-0.857338
Total48,2051.000000-0.040618

The following table shows my analysis in eight-deck blackjack when an unsuited match pays 3 to 1 and a suited match pays 14 to 1. Play casino games online, free against computer.

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3/14 Eight-Deck Blackjack Analysis

EventPaysPermutationsProbabilityReturn
Two suited matches28210.0002440.006845
One suited and one non-suited match171680.0019560.033246
One suited match142,6880.0312900.438065
Two non-suited matches62760.0032130.019277
One non-suited match39,2160.1072810.321844
No matches-173,5360.856015-0.856015
Total85,9051.000000-0.036738

Blackjack Match The Dealer Odds

Spanish 21 Analysis

The following table shows my analysis in eight-deck blackjack when an unsuited match pays 3 to 1 and a suited match pays 14 to 1.

4/9 Six-Deck Spanish 21 Analysis

EventPaysPermutationsProbabilityReturn
Two suited matches18100.0002440.004386
One suited and one non-suited match13900.0021930.028508
One suited match91,3200.0321630.289467
Two non-suited matches81530.0037280.029824
One non-suited match44,7520.1157870.463147
No matches-134,7160.845886-0.845886
Total41,0411.000000-0.030555

The following table shows my analysis in eight-deck blackjack when an unsuited match pays 3 to 1 and a suited match pays 12 to 1.

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3/12 Eight-Deck Spanish 21 Analysis

EventPaysPermutationsProbabilityReturn
Two suited matches24210.0002870.006890
One suited and one non-suited match151680.0022970.034448
One suited match122,4640.0336830.404194
Two non-suited matches62760.0037730.022637
One non-suited match38,4480.1154840.346452
No matches-161,7760.844477-0.844477
Total73,1531.000000-0.029855

External Links

  • Approval letter from the Washington state Gaming Commission for Match the Dealer.
  • Discussion about Match the Dealer in my forum at Wizard of Vegas.

Written by: Michael Shackleford

Are you looking for a variation of Blackjack that has just the one big modification but leaves the rest the same? If so, a good one to consider is Match Play 21, which can be thought of as similar to Spanish 21 but a bit closer in terms of rules and payouts to the traditional Blackjack game. In brief, it is like Blackjack but uses multiple decks (typically six) and is played without the 10 cards. This gives the house a bit more of an edge vis-à-vis regular Blackjack, but in return the payouts for players are a bit higher. Texas holdem poker pravila karte.

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In terms of availability, online sites seem to imply that the game is more likely to be found online than it is in a brick and mortar casino, but it is apparently becoming more common throughout land-based casinos as well.

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Match Play 21 Rules

The goal of Match Play 21 is the same as other varieties of the game: have the sum of your cards be as close to 21 as possible without going over. If you hit exactly 21 or are closer to 21 than is the dealer without going over, you win. The big difference between Match Play 21 and most variations of Blackjack is that it is played with the 10 cards removed from the deck. It should be noted that the Aces and other face cards remain included.

What this does is it effectively lowers the odds of winning for the player very slightly, and it decreases with the number of decks being used. Speaking of which, Match Play 21 is usually played with around six decks, but sources note that in certain places it is played with as few as two and in some with as many as eight.

The other rules remain the same as what most players are used to: players may split up to two times, provided that each split occurs when there are two cards of the same value. Players may split once and then re-split one more time. It is also possible to double down on each bet, but do note that only one additional card is dealt when that occurs.

What’s on hand to offset the slight advantage for the dealer is a potentially more rewarding payout scheme that utilizes the following:

  • 21 with 5 cards- 3:2 payout
  • 21 with 6 cards- 2:1 payout
  • 21 with 7 cards or more- 3:1 payout
  • Any 6-7-8 combination- 3:2 payout
  • Suited 6-7-8 combination- 2:1 payout
  • 6-7-8 all in spades- 3:1 payout
  • Any 7-7-7 – 3:2 payout
  • Suited 7-7-7 – 2:1 payout
  • 7-7-7 all in spades- 3:1 payout
  • 7-7-7 when dealer is showing 7 – 40:1 payout

Overall Assessment

Match Play 21 Blackjack is likely a good option for those who have tried Blackjack and then are looking for something that’s just a bit different to venture into something new. It could also be a mainstay for those who give it a shot and find it hits their personal sweet spot!

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